Products and Rates

  • Competitive rates
  • Our rates start from as low as 0.99% per month but each case is assessed on its own merits
  • First charge lending on commercial property can start at 1.25% per month
  • Loan to value based on an open market and purchase price
  • No exit fees
  • Competitive valuation and legal fees
  • Daily interest
  • Most security considered
  • 100% Loan to value available in many situations when additional security is available.

*Please note these are initial rates and can vary on application depending on underwriting critieria.

1st Charge Lending
Loan duration 1-12 months
Loan to value 60% of open market value
Monthly interest rate - residential 0.99%*
Monthly interest rate - commercial 1.25%*
Arrangement fee 2% of the original loan
Valuation fee £375.00*
Legal fee £475.00*

2nd Charge Lending
All costs are identical as first charge lending apart from the following:
Loan to value 60% (after deduction of first charge loan)
Monthly interest charge 1.5%*

So contact us today by telephone, apply via the following link or simply fill in your details through the 'Contact us' section on the left of this page and we will be happy to call you back.